Vero Beach and Sebastian still have fewer homes for sale
Team Coley here. The one number that changes everything right now: the Real Estate Data Aggregator counted 1,418 homes for sale across Vero Beach, Sebastian and Indian River County in the three months ending August 31, 2026. That is down 19.2% from the same months in 2025. Fewer choices mean sellers hold more cards, and buyers have less room to wait.
Sales held up anyway. The Real Estate Data Aggregator counted 988 homes sold across the same ZIPs, up 6.2% from a year before. Fewer listings, more sales. That combination tightens things.
Rates made this harder for buyers. Realtor.com reported mortgage rates topped 7% in September 2026, the first time since January 2025, after surging nearly 40 basis points during that month. CNBC reported the average contract rate for 30-year fixed mortgages sat at 7.37% as of October 28, 2026. That is real money added to every monthly payment.
What each ZIP showed
Not every ZIP moved the same way. Here is what the Real Estate Data Aggregator counted, area by area, for the three months ending August 31, 2026.
| 32958 Sebastian | 32960 Vero Beach | 32962 Vero Beach | 32963 Vero Beach | |
|---|---|---|---|---|
| Median sale price | $351,250 | $291,500 | $240,000 | $995,000 |
| Price change vs. 2025 | +1.8% | -10.3% | -9.4% | +11.2% |
| Homes sold | 178 | 105 | 149 | 146 |
| Median days on market | 76 | 78 | 82 | 142 |
| 32966 Vero Beach | 32967 Vero Beach | 32968 Vero Beach | |
|---|---|---|---|
| Median sale price | $342,500 | $465,000 | $407,000 |
| Price change vs. 2025 | -8.7% | +15.7% | -4.8% |
| Homes sold | 143 | 193 | 74 |
| Median days on market | 97 | 129 | 86 |
Where prices dipped and where they climbed
Prices did not move the same direction everywhere. The Real Estate Data Aggregator showed the median sale price in ZIP 32963, the barrier island, rose 11.2% to $995,000. ZIP 32967 climbed 15.7% to $465,000. Those are real gains.
On the other side, ZIP 32960 fell 10.3% to $291,500. ZIP 32962 dropped 9.4% to $240,000. ZIP 32966 slipped 8.7% to $342,500. Prices dipped in those areas, and buyers there have more room to negotiate.
- 132963 Vero Beach (barrier island)$995,000
- 232967 Vero Beach$465,000
- 332968 Vero Beach$407,000
- 432958 Sebastian$351,250
- 532966 Vero Beach$342,500
- 632960 Vero Beach$291,500
- 732962 Vero Beach$240,000
How fast homes are moving
Sebastian (32958) moved quickest. The Real Estate Data Aggregator put the median days on market at 76 days, 11 days shorter than the same period in 2025. ZIP 32960 was close behind at 78 days, 15 days shorter than last year.
The barrier island (32963) took longest: 142 days, and 10 days longer than a year before. ZIP 32967 sat at 129 days, up 22 days. Higher-priced areas simply take more time. That is not a warning, it is just how those markets work.
- 132958 Sebastian76 days
- 232960 Vero Beach78 days
- 332962 Vero Beach82 days
- 432968 Vero Beach86 days
- 532966 Vero Beach97 days
- 632967 Vero Beach129 days
- 732963 Vero Beach (barrier island)142 days
Quick-contract rates: who went under contract fast
Some homes went under contract within two weeks of listing. The Real Estate Data Aggregator showed ZIP 32960 led at 26.4%, up 3.3 points from 2025. ZIP 32962 was just behind at 26.2%, up 12.9 points. Sebastian (32958) came in at 23.7%, up 4.7 points.
Supply: how many months of homes are left
Months of supply tells you how long current inventory would last at today's sales pace. The Real Estate Data Aggregator showed ZIP 32960 and ZIP 32958 (Sebastian) tied at the tightest: 3.5 months each. ZIP 32963 on the barrier island had the most room, at 5.6 months, though that was down 3.1 months from 2025.
What sellers got vs. what they asked
The Real Estate Data Aggregator tracked the average sale price as a share of list price. ZIP 32966 led at 97.2%. Sebastian (32958) came in at 97.1%. ZIP 32963 on the barrier island was lowest at 93%, meaning sellers there gave back a bit more on price.
- The three months ending August 31, 2026 showed fewer homes for sale, more homes sold and rates above 7%.
- Prices rose in some ZIPs and dipped in others.
- The story is not the same on every street.
The Federal Housing Finance Agency reported U.S. house prices rose 2.4% from August 2025 to August 2026. That is a national number. Your ZIP code, and sometimes your street, can read very differently from the county as a whole. If you want to know what your specific address shows, I am glad to look.
Your next step
(772) 201-5229Text me your address and I will send back what homes near you actually sold for, how long they took and where your price sits, for your specific Vero Beach or Sebastian ZIP. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 32960, 32962, 32963, 32966, 32967, 32968 and 32958, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- Realtor.com: September 2026 Rental Report: Median Asking Rent Declines at the Slowest Pace in 3 Years, Oct 15, 2026
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in August; Up 2.4 Percent from Last Year | FHFA, Oct 27, 2026
- Redfin: U.S. Home-Sale Prices Just Fell for the First Time in 3 Years, Oct 29, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- CNBC: Home prices fall and rents rise, both for the first time in three years, Oct 29, 2026
- CNBC: Mortgage rates fell for the second straight week, but more borrowers still sought savings in riskier loans, Oct 28, 2026